Why should you protect your personal identity and financial information from identity theft or fraud?

As a state commissioned Notary Public, one of the main duties is to deter fraud and identity theft by implementing the notarization process. The personal information you provided during the notarization is confidential. No one else would have access to your information in the notary journal (unless subpoenaed by court or written request by the public or law enforcement). 

To learn more about notarization, see “What is Notarization?” in our FAQ page.

In reality, your personal information such as name, birthday, and social security number may be exposed to other individuals, businesses, private entities or government institutions for using their products or services on a daily basis. With the rise of the technology evolution such as the internet, emails, social media, and mobile technology, all of your personal and financial information can be accessed conveniently with a few clicks or strokes. Unfortunately, the same convenience offers the opportunity to the identity thieves using such technology to steal your valuable information. From “Paper-Based” to “Digital-Based” information universe, protecting sensitive personal information (both physical and digital electronic forms) becomes more difficult and important than ever. 

The reason you must protect your personal financial information is because identity theft can seriously ruin your financial life.

Recognizing your losses and liabilities can be unlimited when someone uses your identity to gain benefits by making unauthorized purchases, establishing and extracting from new credits and services, taking out jumbo-size loans or multiple loans. After receiving many unrecognized bills and statements with high max out balances, numerous letters and calls of debt collections from relentless creditors, and never-ending harassment from vicious collection agencies, you try to fix the problems and end up spending a great deal of time and effort on damage control. (Your credit scores will probably get a big hit) Sadly, the process is hectic and onerous for identity theft victims to go through with credit bureaus, law enforcements, social security offices, Internal Revenue Service, legal services, etc.

Unfortunately, identity protection is often not on top of the to-do list, and it may be too late when you start receiving mysterious and unexpected bills, notices, letters, and calls.